Terms of Service

True Sparrow Financial helps connect consumers with licensed insurance agents and provides information about life and mortgage protection insurance products. We are not an insurance company. We do not issue policies, and submitting a request does not create insurance coverage.

You must be at least 18 years old and able to enter into a binding agreement to use our services.

Any quotes, rates, or estimates shown or discussed are illustrative and not a guarantee of coverage, eligibility, or price. Actual coverage and pricing are determined by the insurance carrier and are subject to underwriting and approval.

By submitting your information with the consent box checked, you authorize True Sparrow Financial and its licensed agents to contact you by phone, text, and email (including via automated technology) about insurance products. Consent is not a condition of purchase. See our Privacy Policy for details and how to opt out.

You agree to provide accurate information and not to:

• Submit false, misleading, or another person's information without authorization.
• Use the site for any unlawful purpose or in violation of these Terms.
• Attempt to disrupt, scrape, or gain unauthorized access to the site or its systems.

The site and its content, branding, and design are owned by True Sparrow Financial or its licensors and are protected by law. You may not copy, reproduce, or use them without permission.

Our site may link to third-party websites or services we do not control. We are not responsible for their content, policies, or practices, and your use of them is at your own risk.

The site and services are provided "as is" and "as available" without warranties of any kind, express or implied. Nothing on the site is legal, financial, tax, or insurance advice. Information provided is not a consumer report under the FCRA and may not be used for any FCRA-permissible purpose.

To the fullest extent permitted by law, True Sparrow Financial will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the site or services.

You agree to indemnify and hold harmless True Sparrow Financial and its agents from any claims or expenses arising out of your use of the site or your violation of these Terms.

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Any disputes will be resolved in the state or federal courts located in Florida.

We may update these Terms from time to time. The "Last updated" date above reflects the latest revision. Continued use of the site after changes means you accept the updated Terms.

True Sparrow Financial, Spring Hill, Florida. Email ops@truesparrowfinancial.com.